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ANNONS: Köpa ny eller begagnad MC – vad är bäst? expressen.se - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from expressen.se Daily Mail and Mail on Sunday newspapers.
Abstract This paper analyzes the effects of recently introduced macroprudential policies on the financial stability of the Irish economy. We use an empirical approach that is based on the statistical modeling of bivariate loan-income distributions, and find that for First Time Buyers (FTBs) borrowing limits improve financial stability risks; meaning, excessive lending has been effectively restricted. Nonetheless, preliminary evidence for Second Subsequent Buyers (SSBs) shows that financial stability actually worsens. This is because, for the sample at hand, imposing borrowing limits leads lower-income earners to increase their mortgage-borrowing. This finding challenges the one size fits all approach of Irish policy makers. ....
Even Government-backed schemes can come with serious complications The housing market is booming and the Government has taken massive steps to encourage home ownership. But is now the right time to buy? The entry-level market is concentrated heavily in flats, a sector which is grappling with successive scandals over leasehold ownership and building safety. Government schemes such as Help to Buy and shared ownership come with big complications, while low deposit borrowing brings added risks of negative equity. Here, we take a look at the common traps first-time buyers need to be aware of this year – and what you can do to avoid them. ....
MORE than 30 per cent of homes at a new £52million 15-storey block of flats have been sold.despite them not being built yet. The first phase of the Victoria Central development in Victoria Avenue, Southend, has been placed on the market and many have sold already. Developers insist this shows the popularity of Victoria Avenue and the success of the project to transform the road from old office blocks to plush flats. Victoria Avenue has seen the overhaul of several tower blocks, including Baryta House, Heath House, Carby House and now the construction of Victoria Central. Tory councillor Meg Davidson, Conservative spokesman for housing, insisted the transformation of the road gives a better impression of Southend as people arrive in the town. ....
Southend Victoria Central development: Homes sold .... before they're built braintreeandwithamtimes.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from braintreeandwithamtimes.co.uk Daily Mail and Mail on Sunday newspapers.