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RuPay credit cards: UPI integration gives a fillip to RuPay credit cards distribution

RuPay credit cards are seeing a growth in usage after linking with UPI, with its issuance at 30%, up from a mere 5% in 2022-23. The shift towards UPI-based credit cards on third-party apps like Google Pay and PhonePe poses a challenge for banks, raising concerns about customer retention and cross-selling. Fintech startup Fibe, led by Ashish Goyal, foresees a potential share struggle among top UPI apps. ....

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Future of UPI: Users unlikely to be charged for transactions

Currently, end consumers are not charged for any UPI transactions, and according to experts, this might continue for another couple of years ....

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