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But applying for EMIs through UPI applications can lead you to overspend. Frequent enhancement of the credit limit on a card using UPI applications can lower your credit score. We dissect what it all means for cardholders. ....
Building a strong credit score takes time and responsible credit management. Your repayment history is given the highest weightage, so you must ensure that you pay all your dues on time to build and maintain a good credit score. ....
The changing outlook on credit has far-reaching implications beyond transactions, shaping future financial opportunities like loans, homeownership, and job prospects significantly. ....