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transparency and lower competition in the marketplace. as long as we handle margin and many end-user issues, which we want to work with you on, transparency, competitions, and markets. mr. shapiro, i agree that failed regulation caused a lot of jobs. how can better regulation cause a loss of jobs? can you discuss a little bit how better regulation can save jobs? effective regulation can promote capital formation, which is the creation of jobs. when companies feel they can go to the market and raise capital, stocks will be priced fairly. investors will have the opportunity to invest in their company and sell stock when there want to. it enables companies to raise the money necessary to create jobs. when investors have confidence in the soundness of our institutions. institutions, they have more success. there are studies that show they have intelligent regulation. it can actually lower the cost of capital for industry. i would say with respect to this study to wh ....

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