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MSNBC MSNBC Reports June 4, 2024 15:41:00

This. the whole caucus huddled this morning. there was a lot of positive energy behind the climate provisions as well as the taxing the tax reforms that include things like that minimum corporate tax rate as well as closing the carried interest loophole. i just spoke with senator manchin who does not see this as a reversal, although he s one of the two players here and someone who repeatedly at various points through this was both the momentum builder and the guy throwing cold water on these negotiations. largely this was a discussion between schumer and manchin both. i do think you mentioned the fact they need all 50 democrats on board for this because the way reconciliation works, it s a simple majority process. yes, there s the politics of that. specifically the open-ended question of if kirstin cinema is on board. you need all 50 senators in this building to vote. there have been a few senators out with covid. the expectation is some of 24e78 will be back. the latest person is se ....

Tax Rate , Climate Provisions , Interest Loophole , Senator Manchin , Momentum Builder , Guy Throwing Cold Water , Reconciliation Works , Kirstin Cinema ,

FHA, VA News Impacting Lenders; Vendor Tools

Hundreds of billions of servicing are being bought &amp; sold out there. With Freddie &amp; Fannie servicing trading at 5:1 (mid 3’s for Ginnie servicing), given current rates versus where servicing portfolios are, servicers are tapping into this source of capital instead of letting it sit on their balance sheet. Think of it as a savings account for a lender that retains servicing: with revenues dipping, the cash from a servicing sale can come in handy. Meanwhile, lenders and loan originators are being asked, “Are you trying to win, or just trying not to lose?” Investors and lenders are sharpening their pricing pencils for purchases at the expense of refis. Webinars abound about how MLOs, and their parent lender, should go after the purchase business. It’ll be a dog fight out there, at least for new home business, much of which goes to builder’s lenders. Recently we learned that mortgage applications for new-home purchases in Decem ....

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New products, Fee Collection, Sales, VOE Tools; Events and Webinars: All This Week!

New products, Fee Collection, Sales, VOE Tools; Events and Webinars: All This Week!
Mar 2 2021, 7:10AM
As a kid, magic tricks are amazing because we think there is magic. As an adult, magics tricks are amazing because we know there is no magic. Lenders know that financing a home is not magic, done through sleight of hand. Quite the opposite. Getting a mortgage while you’re grabbing a cup of coffee is misleading, and MLOs bear the brunt of educating borrowers how much arduous work it takes to satisfy them. STRATMOR Group and CFI Group released annual report findings this week for their MortgageSAT Customer Experience Program. The industry’s largest benchmark, based on more than 263,000 surveys in 2020, showed wide swings in customer sentiment over the past twelve months due to pandemic-related factors like capacity strain, extended cycle times, fulfillment burnout, new hiring, and widespread adoption of the work-from-home model. For example, ....

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CNN Cuomo Prime Time December 28, 2019 02:31:00

His reelection campaign. i think this is rather important. we spoke a lot about the president s low approval ratings. generally speaking the year out it doesn t mean much. in the mid march before the election, that s when the approval ratings begin to mean something. the green is yes, they won the election. the black is, no, they didn t win. if you re polling at 47% or above, normally those people win reelection or win election in a few of the cases. if you re at 47% or below, ford, carter, bush, did not go on to win. he had the war and tax issue, johnson had civil strife like no one else. that was a momentum builder for the administration at that point in time. you don t have a huge stamample. ....

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CNN Cuomo Prime Time December 28, 2019 05:31:00

Know generally speaking the year out doesn t really mean much. but in the mid-march before the election, that s when those approval ratings really begin to mean something. this is where the presidents were polling and whether or not they got re-elected. the green is, yes, they won the election. the black is, no, they didn t win the election. look at this. if you re polling at 47% or above, normally those people win re-election, right or win election in the case of a few of these folks. but if you re polling at 47% or below, those people, ford, carter, bush, all those did not go on to win that full term. throw out the highest and the lowest and that s more than random here because they were both dealing with huge exigencies, right? he had the war and he had the tax issue. sure. johnson had civil strife like nowhere else, and he was dealing with the civil rights act, which really helped because that was such a momentum builder for the administration at that time. you really don t h ....

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