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Term Life Insurance Plan: You can save 80% on your term life insurance premium if you quit smoking; when and how to buy it

The additional premium that you have to pay as a smoker varies from one insurance company to another. The premium rates for smokers can be 50 per cent to 80 per cent higher than those of non-smokers, said experts. Let s understand how smoking impacts life insurance premiums, how much you pay for a cover and what you can do to reduce your premium burden ....

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Life Insurance for Smokers: How Much More Should Smokers Expect to Spend?

Smokers pay significantly higher life insurance premiums compared to non-smokers, even when comparable non-smokers are in worse health. Some life insurers are more forgiving than others. ....

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