Waiting period for pre-existing diseases (PED) was cut down from 48 months to 36 months. After the expiry of this period, all diseases will be covered in the insurance net whether or not they were revealed at the time of buying the policy.
The new rules are likely to give an impetus to senior citizens who have some pre-existing diseases, thus leading to an exorbitant medical expenses on a regular basis.
If you are one of the affected passengers, remember that your travel insurance covers the cost incurred due the inordinate delay or cancellation. If there is a prolonged delay, the insurance will cover the cost of accommodation if you have to stay overnight.
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The exercise involved sifting through more than 78 products offered by over 22 companies and analysing nearly 10,000 data points. The result? An easy-to-use guide with all the complex data around pricing, features and claim settlement neatly transformed into three product lists – A, B and C – to help you choose the most suitable health insurance policy. To discuss the nitty-gritties of this mammoth exercise, Moneycontrol caught up with Kapil Mehta, Co-founder, SecureNow.in. Listen in