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Top News In Securenow Insurance Today - Breaking & Trending Today

Health Insurance: As the IRDAI rules widen the insurance net, are higher premiums in the pipeline?

Waiting period for pre-existing diseases (PED) was cut down from 48 months to 36 months. After the expiry of this period, all diseases will be covered in the insurance net whether or not they were revealed at the time of buying the policy. ....

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Voluntary cancellation of trip to Maldives: Don't expect insurers to pay your claim

Claims under travel insurance list conditions such as medical emergencies and airline-led epidemic-linked cancellations. While special high-premium travel insurance policies cover such cancellations, not all claims fall into this category. ....

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Health insurers launch new senior citizen-specific covers: Are they worth your while?

In the last few months, general insurers Bajaj Allianz, ManipalCigna and Tata-AIG have launched health insurance policies targeting senior citizens. Features may be elderly-friendly, but the final decision will boil down to entry restrictions and premiums, say experts. ....

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Insurance critical illness cover: What is it and why should you opt for it?

Amid rising medical and doctors’ consultancy costs besides hospitalisation expenses, critical illness cover ensures lumpsum payment to policy holders in case a disease is detected. ....

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IRDAI proposal: Key health insurance features and clauses in a single, easy-to-decode document

The proposed revisions in health insurance policies’ customer information sheet (CIS) will provide policyholders a quick, handy guide at the time of hospitalisation and claims ....

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