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Wealthy, white consumers pay fewer bank fees: Report

A new paper from the Federal Reserve Bank of Boston finds Blacks and low-income consumers absorb a larger share of bank account and credit card fees than other groups. ....

United States , Eric Grover , Joanna Stavins , Consumer Financial Protection Bureau , Federal Reserve Bank , National Bureau Of Economic Research , National Bureau , Consumer Payment Choice , Protection Act , Financial Protection Bureau , Pso Content , Pso Feature ,

The Economist: Visa-Mastercard Duopoly Bad for American Consumers and Retailers

Visa and Mastercard’s dominance faces challenge by Congress and virtual payment options. ....

United States , Al Iskandariyah , Mercado Pago , Brian Kelly , Joanna Stavins , Ant Group , Federal Reserve Bank , Card Competition Act , Points Guy ,

Can the Visa-Mastercard duopoly be broken?

It is bad for American consumers and retailers and it is under threat | Finance & economics ....

United States , Mercado Pago , Roger Marshall , Craig Vosburg , Richard Durbin , Brian Kelly , Joanna Stavins , Matt Moore , Federal Reserve Bank , National Retail Federation , Federal Reserve , Ant Group , Senate Judiciary Committee , Intercontinental Exchange , Card Competition Act ,

Credit card rewards, points, and miles are paid for by America's poor

America’s poor foot much of the bill for credit card points, miles, and cash back. ....

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Private Money And Central Bank Money As Payments Go Digital: An Update On CBDCs, Federal Reserve Governor Lael Brainard At The Consensus By Coindesk 2021 Conference, Washington, D.C. (Via Webcast)

Private Money And Central Bank Money As Payments Go Digital: An Update On CBDCs, Federal Reserve Governor Lael Brainard At The Consensus By Coindesk 2021 Conference, Washington, D.C. (Via Webcast)
Date
24/05/2021
Technology is driving dramatic change in the U.S. payments system, which is a vital infrastructure that touches everyone.1 The pandemic accelerated the migration to contactless transactions and highlighted the importance of access to safe, timely, and low-cost payments for all. With technology platforms introducing digital private money into the U.S. payments system, and foreign authorities exploring the potential for central bank digital currencies (CBDCs) in cross-border payments, the Federal Reserve is stepping up its research and public engagement on CBDCs. As Chair Powell discussed last week, an important early step on public engagement is a plan to publish a discussion paper this summer to lay out the Federal Reserve Board s current thinking on dig ....

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