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Visa blurs line between debit, credit cards in new 'flexible credential'

As part of a sweeping digital enhancement of its consumer payment cards, Visa will enable banks to issue an account as a credit, debit, virtual or Pay in 4 installment loan, based on the user's preference at the time of purchase. ....

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Defeaturing: Less Is More In Product Design

Your product was created to solve a problem for your customers, but having too many features can be a problem in itself. ....

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Why Apple Pay Later is the tortoise in the buy now, pay later race | PaymentsSource

The slow rollout of Apple's buy now/pay later service contrasts starkly with the aggressive moves of leading BNPL fintechs. Analysts say Apple's restraint could pay off in time. ....

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Cannabis sellers are still using prohibited payment workarounds

Cashless ATMs which imitate a typical debit card transaction but code them as cash withdrawals can lead to hefty fines. But many dispensaries still use the devices, partly due to the murky legal environment that surrounds the entire weed industry. ....

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A look at payments and card innovation with Discover's Geeta Chandan

As incentive marketing and payments preferences change, Geeta Chandan, vice president and head of product and loyalty at Discover, will join us at American Banker's Payments Forum to discuss opportunities and challenges. interview at Payments Forum ....

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