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Real Estate Portal Opportunity; Events and Training; First American Back on Track? JPMorgan's Profits

Our Federal Reserve doesn’t control events around the world, like a ship being stuck in the Suez Canal, or the current Red Sea geopolitical aggression, which can impact our inflation rate or how much money companies or individuals earn. The world changes. What was it like going to a concert 60 years ago? This will give you an idea. Concerts have become huge moneymakers. Along those lines, but in a different industry, the Financial Times reports that JPMorgan took almost a fifth of total US bank profits in the first nine months of 2023! Too big to fail? For those playing along at home, the ten largest banks, when that concert was filmed, were Bank of America, Chase Manhattan Bank, First National City Bank of New York, Chemical Bank New York Trust Company, Morgan Guaranty Trust Company, Manufacturer’s Hanover Trust Company, Bank of California, Security First National Bank, Banker’s Trust Company, and First National Bank of Chicago. Now the list is JPMorgan Chase, Ban ....

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TPO, BI, Social Media, POS Products; Conv. Conforming Changes; Blend CEO Interview

If I tried to carry my cat Myrtle around like in this short video, there would be conflict. We all continue to hear conflicting information about home sales and prices in different parts of the nation and at different price points. One thing remains constant: there are over 50 million people aged 28-38. Millions do not own homes yet; sure, some of them don’t want to own them, but millions do. There are currently only 562,000 active listings of houses for sale in the U.S. The supply/demand imbalance that helps home prices. Zonda did a survey of why people decide to buy a home. The top reasons, which every LO should use in conversations, are: building my own equity rather than someone else’s, marriage or having kids, stability, participating in home price appreciation, and it was cheaper to own than to rent. Recent reports have New Home Sales rising 9.6 percent MOM in March but were down 3.4 percent compared to a year ago. The median new home price was $449,800 which was up ....

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Asset Depletion, Appraisal Form Products; Union Home/Amerifirst (MI); loanDepot/CrossCountry; Investor News

When I see lover’s names carved into the wood on a tree, I don’t think it’s sweet. I just think how surprising it is how many people bring a knife on a date. Time passes, life goes by fast, first dates turn into long-term relationships, a hot summer has been forgotten, turned into a beautiful autumn, and turned into an arctic winter. Time has passed, and it is nearly Christmas Eve. Ya’ll sick of Christmas carols (again)? The Winter Solstice has occurred, meaning that the minutes of daylight will only increase for the next six months in the northern hemisphere. People are planning for 2023, as if the calendar changing from December to January will have an impact on rates, volumes, margins, or revenue. Augie Del Rio with Gallus Insights did a video interview with Tammy Richards and me about how lenders and vendors are reacting to the end of 2022 and the beginning of 2023. (Gallus Insights helps lenders make data-driven decisions.) And before we know it, Wi-Fi ....

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Borrower Research Papers, Non-QM, Repurchase Defense Tools; TPO News; Apps Continue to Fall

Yesterday in Ft. Wayne, Indiana, at the Indiana Mortgage Bankers Association’s annual conference, one of the non-mortgage conversations that I had was about TV. (Sometimes people talk about shows they’re “streaming.”) I don’t know what’s what: Hulu, Paramount, Paramount+, Dish, Amazon Prime, Disney, Disney Plus, Charter, Verizon, Comcast, You Tube TV, Peacock… can’t we just go back to cable? Maybe not: The number of Americans opting out of cable accelerated in the first quarter of 2022. In 2019 and 2020, a net of 1.1 million subscribers cancelled their cable or over-the-top streaming television, a figure that rose to 1.4 million in the first quarter of 2021 and has now hit 2.5 million cable cancellers in Q1 of this year. Comparing subscriptions in 2022 versus 2018, the only winners are Hulu + Live TV, up 3.1 million subscribers, and FuboTV, up 925,000 subscribers. The rest of the cable landscape? It’s bad: Comcast ....

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Training, AE jobs; Pricing, Risk Mgt., Dashboard Tools; Servicing Package for Sale; Investors Adapt to Agency Shifts

Training, AE jobs; Pricing, Risk Mgt., Dashboard Tools; Servicing Package for Sale; Investors Adapt to Agency Shifts
mortgagenewsdaily.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from mortgagenewsdaily.com Daily Mail and Mail on Sunday newspapers.

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