Uber connects passengers with drivers. Need Financial Planning . Algorithms are replacing human advisors and brokers. Apps like venmo let people click money to each other, similar to texting. Many of the Innovative Services in Financial Technology that have come along in the past ten years are not coming from banks. Bill whitaker these are all your kids . These are all my kids. Whitaker thats right. They are all her kids. We are family whitaker india howell is mother to more than 90 children. And her Business Partner, peter leon massy, is the father. Its the biggest extended family we have ever seen. Youre the legal guardian for the children in the village . Yes, i am the legal guardian. India and i, we are two legal guardians. So she is mom and i am dad. Im steve kroft im leslie stahl im Anderson Cooper im Bill Whitaker im scott pelley those stories tonight on 60 minutes. Cbs money watch update, spofnsered by glor good evening. Freddie mac is expected to announce a big firstquarter loss on tuesday and may need another taxpayer bailout. Warren buffett says Berkshire HathawaysRailroad Business is on track for considerable losses this year. And today is College Decision day, the deadline for enrollment deposits. Im jeff glor, cbs news. Every Auto Insurance policy has a number. But not every Insurance Company understands the life behind it. Those who have served our nation. Have earned the very best service in return. Usaa. We know what it means to serve. Get an Auto Insurance quote and see why 92 of our members plan to stay for life. Anderson cooper during the most recent outbreak of the ebola virus, more than 500 Health Care Workers died of the disease, and something called personal protective equipment became essential to preventing the deaths of even more. Were talking about gowns, gloves, masks and other gear designed to block the transmission of deadly bacteria and viruses. Theyre used every day in hospitals to protect doctors, nurses, and patients. But ebola was so lethal, it raised the stakes enormously. If the protective equipment fails, infectious bodily fluids can get through a problem known as strikethrough. At the height of the Ebola Outbreak, we received a tip that a major american manufacturer had knowingly provided defective protective equipment to Health Care Workers in the u. S. And abroad. Its a serious accusation thats never been publicly examined until tonight. ambulance siren cooper if theres one thing that became evident during the Ebola Outbreak of 2014, its that personal protective equipment, properly used, could mean the difference between life and death. You probably remember the tragic images from west africa, and the workers in biohazard suits trying to help without getting infected themselves. May you help us to be a blessing to our patients. Cooper certain types of gowns were also used during the outbreak. The nurses at this hospital in liberia used gowns and fullbody suits to protect themselves after two of their top doctors died of the disease. Every day in the u. S. , doctors and nurses rely on some of the same gowns the centers for Disease Control recommended for ebola. One of them is the microcool surgical gown, made by Halyard Health, which sells about 13 million gowns a year worldwide, including a quarter of the u. S. Market. The microcool gown is supposed to provide the highest level of protection available against bloodborne bacteria and viruses. Its label says it meets a rigorous Industry Standard known as aami level four dr. Sherry wren alright, lets go cooper which means its impermeable, so that blood containing viruses like hepatitis and h. I. V. Wont get on surgeons skin during an operation. Theres just one problem. What was wrong with the level four gowns . Bernard vezeau they would leak. They would leak. When we pressure tested them, especially in the seams. Cooper Bernard Vezeau was the global Strategic Marketing director for microcool and other products from 2012 to early 2015. He worked for Halyard Health, which was part of the Kimberly Clark corporation until november 2014. When two nurses at a dallas hospital became infected after caring for a patient with ebola, vezeau says he was relieved the nurses hadnt been using microcool gowns, but he was concerned by the way the company went into high gear to sell the product. These gowns were being recommended for use with ebola. Vezeau aggressively being recommended. Cooper in what way aggressively . Vezeau we put a full court press to drive microcool sales. We told hospitals to stock up on our microcool products. We told them to have at least eight to 12 weeks of product on hand. And thats when things became very difficult for me. Cooper difficult because vezeau says he knew the gowns were not consistently meeting Industry Standards. Theres a test for this, right . Vezeau there is a test. And its conducted in outside facilities. Cooper so did your gowns consistently pass this test . Vezeau no, they did not. Cooper was the f. D. A. Aware of this . Were they notified . Vezeau no, not that im aware of. Cooper were customers warned . Vezeau no. Customers were not warned either. Cooper why not . Vezeau well, because kimberlyclark knew that if they they told customers, it would cost us a lot of business. Michael avenatti they didnt tell the public. They didnt tell the f. D. A. They didnt tell physicians. They told no one. They kept selling the gown to the tune of millions of dollars every month. Cooper Michael Avenatti is a California Attorney who represents hospitals that are suing Halyard Health and Kimberly Clark for fraud. He showed us this report by an independent, Certified Laboratory that tested the sleeves of microcool gowns in december 2012 at the request of one of Kimberly Clarks competitors, cardinal health. Avenatti at the time cardinal and kimberlyclark were in litigation against one another. And cardinal had these gowns tested and, in fact the results were disastrous for Kimberly Clark. Cooper what do you mean, disastrous . Avenatti well, if you look through the report, youll see that 77 of the gowns that were tested failed. Cooper 77 . Avenatti 77 . Cooper at hospitals like u. F. Health in jacksonville, florida, we found surgeons who told us they repeatedly experienced strikethrough, with blood getting through their gowns and onto their skin. Some surgeons were so upset about it they took pictures of their bloody arms and gowns and sent them to the company. Did you receive complaints from nurses, from surgeons at all . Vezeau on these gowns . Cooper yeah. Vezeau oh, frequently. On a very frequent basis. Cooper what kind of complaints . Vezeau oh, complaints of strikethrough, sleeves falling off, ties falling off. Cooper sleeves falling off. Vezeau sleeves falling off. Sleeves falling off during a procedure. Cooper were you at meetings where these problems were discussed . Vezeau every time. We were the ones who were telling Senior Management the problems that we were having. Cooper and what was their response . Vezeau well, its i remember the response one time from the c. O. O was, nobody really cares about this. Nobody really cares about surgical gowns. Chris lowery yeah, that thats thats just not true. Cooper chris lowery is the c. O. O. Vezeau was talking about, the chief operating officer of Halyard Health. Did you sell protective equipment for ebola that you knew was defective . Lowery no. And frankly, i i i think the allegations arent based in the facts. Cooper youre saying theyre completely false . Lowery yes. We get less than one complaint for every million gowns sold. And even more so is weve never received even one report of a Health Care Professional contracting an infection as a result of a flaw in our product. Cooper lowery says Bernard Vezeau didnt raise his concerns until after he left the company; vezeau says he was fired because he was vocal about the problems. The company also questions the motives of this man, keith edgett, the former head of research and engineering for the gowns. In this video deposition, edgett expresses the same concerns as vezeau about what was going on at the company. Keith edgett i believe that they were putting customers in harms way, and i was struggling with that. Cooper i want to show you the the results of a test performed by intertek labs. It shows that 77 of your microcool gowns failed one or both of the sleeves. Lowery yeah. Cooper 77 is a lot. Lowery anderson, its its its very important to put this this cardinal test data into context. First extreme outlier test results. We had never seen test data that reflected anything like this before, or for that matter since. Cooper halyard showed us its own test results from independent laboratories. The reports show the sleeves passed some of the time, and failed at others, but chris lowry says they passed far more than they failed, and when they failed it was at much lower rates than the cardinal test suggests. For the test in february 13, 18 out of 85 samples fail. Thats 21 . Lowery we have to look at a test failure in the context of all the tests that are passing. Cooper but you you have failures in the product. Youre still selling the product. And you dont inform the f. D. A. And youre not informing customers . Lowery it it its its important to understand that the no manufacturing process is perfect. You take that into cooper but these failures were above the Industry Standard. Youre allowed a certain amount of failures. When you actually fail a test, though, thats above the failure rate thats already built in. Lowery and and in the testing that we completed after the cardinal testing, we we believe that we were fully compliant with our requirements for the product as it had been cleared. Avenatti is that what he told you . Cooper yeah. Avenatti evidently he forgot the 11th commandment. Cooper which is . Avenatti do not lie to 60 minutes. Cooper the company had shown us this march 2013 lab report as part of its proof the gowns passed the test. But attorney Michael Avenatti says thats not what really happened. Avenatti they claim to have submitted 79 samples and 75 passed. Cooper they said they passed, yeah. Avenatti well, they didnt pass; they failed because they didnt submit 79 samples. They submitted 85 samples and, in fact, six of the samples werent even tested because the sleeves were so bad. The lab took them out of the package and they were so bad that they didnt even test them. Because it was obvious what was going to happen. Cooper and they didnt include that in as failures . Avenatti no, they didnt. And, in fact i mean, i brought the document that shows it. Its a spread sheet prepared internally at kimberlyclark. Cooper six failed, not tested due to unsealed seams. Lot fails. Youre saying this is an example of fuzzy math . Avenatti no, this isnt fuzzy math; this is fraud. Cooper when we asked halyard about this, the company acknowledged it had not told us about those untested samples but denied it was trying to deceive us. The company says even if a sleeve seam fails, the risk of a doctor or nurse getting infected is extremely low. Lowery they would have to have some type of cut that would allow transmission. The defect would have to be in that exact place. The surgeon would have not covered the cut or abrasion as they should have per their procedure. Theres so many factors that have to align for that to occur. Dr. Sherry wren i think its really easy for him to say that. But hes not the guy doing it. Cooper dr. Sherry wren is a vice chair of surgery at Stanford University school of medicine. Wren the bottom line is, is he going to stand there and volunteer to let me paint some hepatitis c blood on his arms and on his stomach . Probably not is going to be my guess. Cooper and youve had hepatitis c blood on your arms and on your stomach . Wren of course. Cooper dr. Wren specializes in gastrointestinal surgery, and is coauthor of guidelines for surgeons operating on patients with ebola. She has no connection to the lawsuit against halyard, but she does wear microcool gowns for procedures like this one, in which she knew the person she was operating on had hepatitis c. Shortly after we recorded this surgery, dr. Wren told us she got blood on her arms and hands three times, while wearing three different microcool gowns and operating on another patient who also had hepatitis c. Weve been told that as long as your skin is intact, youre okay. Wren actually with that case i finished operating at 5 00 in the morning and i looked down at my hand. And i realized i had eroded off a callus. So i had ripped my own skin in the o. R. Cooper it does matter then to you that these gowns are impervious . Wren yes. Of course it matters. Do i really want to have somebody elses infected bodily fluids on my body . No, i do not. Cooper internal documents we obtained suggest the company knew for a long time that it had a problem. Which is why we wanted to ask the c. O. O. Chris lowery about this november 2014 Powerpoint Presentation that identifies a yearandahalf gap in sleeve seams passing the industry test. Weve been told that in november of 2014, a timeline was presented. And your own people acknowledged that there was a year and a half period in which the sleeve seams didnt pass the test, which demonstrates the gown is impervious. Is that true . Lowery its not. Cooper this is the presentation and on the second page it says lowery yeah. Cooper gap in sleeve seams passing astm 1671. And it shows a year and a half gap. Lowery yeah, anderson, if if if its okay, ive not seen this presentation, to my recollection. And and so i dont think that its appropriate, particularly out of any context, to to react to it. Cooper do you think stuff like this happens lowery i i think and anderson, probably from a time perspective, if you dont mind cooper you want to stop . Lowery yeah, i mean, i think that we probably i think weve spent the time that we agreed to. And team . Cooper after our interview, halyard told us it was not required to meet new more stringent testing criteria during that gap shown on the timeline. By january 2015, the company says it had new sealing machines in place to improve the quality of its sleeves. But before the new machines were up and running, the company sold thousands of microcool gowns to the cdcs Strategic National stockpile of medical supplies, for use in future outbreaks and emergencies. The Governments National institute for Occupational Safety and health is conducting research on protective equipment. When it commissioned tests of gowns produced in 2014 for the stockpile, there were some sleeve failures in three out of four batches tested. Are federal or state authorities looking into this at all . Avenatti i cant comment on that. They certainly should be because forget about the civil liability this is criminal conduct. Cooper in its most recent annual report, Halyard Health said it had been served with a subpoena that is related to a United States department of justice investigation. The Justice Department and the food and drug administration, which regulates medical devices, declined to comment further. The companys said to us basically, theres no evidence that anybody got sick or or died directly related to a failure of any gowns. If it was so egregious wouldnt there be many cases or even one clear case that you could point to that says, look, there was this failure of a gown and this doctor became infected with ebola or hiv or any other disease . Avenatti until now why would any doctor or nurse have any reason to question Kimberly Clarks representations regarding the effectiveness of this gown. This story may, in fact, be the first time that physicians and nurses who have contracted disease take a step back and say, you know, maybe thats how i got it. This cbs sports update is brought to you by ford. At the zurich classic, thirdround play was suspended at 11 09 and never resumed. Play continues tomorrow weather permitting. Right now brian stuart and Jonathan Vega share the lead at 13 under. Charlotte won the series 43 and will now play the winner of the indianacolorado series game seven tonight. The trailblazers take a 10 series lead. For more sports news and information, go to cbssports. Com. 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