OPD expenses broadly fall under three categories – doctor consultations, diagnostic tests and medicines. Not all health insurance products cover expenses related to all three. Read the fine print before zeroing down on the right policy for yourself
Mumbai (Maharashtra) [India], March 13 (ANI/PNN): Reliance General Insurance, one of India's leading Private General Insurance Companies, has introduced the country's first credit score-based discount on insurance premiums. In a move to reward customers for being financially fit, the Company is offering as high as 7.5% discount on insurance premiums to customers who have high credit scores and good credit report. Customers buying new or renewing their existing Reliance Health Infinity Policy can avail this unique benefit based on their good credit score. A good credit score indicates financial discipline of a customer. Reliance General Insurance has brought out the credit score-based discount to encourage such disciplines and good financial habits among the customers. Commenting on the occasion, Rakesh Jain, CEO of Reliance General Insurance, said, "We, at Reliance General Insurance, are always looking for ways to provide our customers with innovative product features and
Pick the right health insurance plan
Here’s a checklist on selecting a comprehensive policy
The Covid-19 pandemic has made people realise that we must be prepared to deal with medical emergencies. While having a good health insurance policy may seem simple, there are a few intricacies involved in finding a good plan. Here are some key factors that one should look at when buying a good comprehensive health cover for yourself and your family.
Check sub-limits
Sub-limit is a cap put by an insurer on medical treatment, doctor consultation fee, ambulance charges, and hospital room rent. Sub-limit means that if you incur charges on say medical treatment beyond these caps, the policyholder will have to bear the expense. However, many health insurance policies come with no sub limit. Choose one such plan, despite a little higher premium.