Pick the right health insurance plan
Here’s a checklist on selecting a comprehensive policy
The Covid-19 pandemic has made people realise that we must be prepared to deal with medical emergencies. While having a good health insurance policy may seem simple, there are a few intricacies involved in finding a good plan. Here are some key factors that one should look at when buying a good comprehensive health cover for yourself and your family.
Check sub-limits
Sub-limit is a cap put by an insurer on medical treatment, doctor consultation fee, ambulance charges, and hospital room rent. Sub-limit means that if you incur charges on say medical treatment beyond these caps, the policyholder will have to bear the expense. However, many health insurance policies come with no sub limit. Choose one such plan, despite a little higher premium.