IRDAI skipped mention of the 65-year entry age provision in its regulations effective April 1, but this does not mean it has eliminated any ‘cap’ that existed until March 31. Contrary to the chatter, some insurers are actually reducing the maximum entry age under their regular health policies. Senior citizens who are rejoicing should watch out for this googly.
April onwards, claims that you make five years after buying your health policies will become incontestable as your insurer cannot reject them citing non-disclosure of health conditions at the time of policy purchase.
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