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Those with a regular income stream may be better off with regular premium term plans. But those with uncertain cash flows can opt for single or limited premium term plans.
Update your new employer about your income and tax deduction at the earlier job to enable correct TDS calculation. Use the salary hike to pre-pay your loans and set aside some money for investments.
Aside from investing, reviewing your insurance policies and paying your taxes, make time to upgrade your investment skills. Negotiate with a lender for a lower interest rate on a home loan if you have a credit score above 800. Important personal finance events are tagged in our money calendar 2023-24.