The advantages of this policy include its low premium, domestic emergency evacuation, and inflation protection of up to 50 percent of the sum assured. Nonetheless, it s a B-rated plan that comes with certain limitations and exclusions which require careful consideration.
The plan s solid overall performance and A-rated classification underscore its reliability and value, but policyholders should also take note of a relatively higher claims complaint rate (11.57 per 10,000 claims), compared to other A-rated plans.
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On an alarming note, Bajaj Allianz CEO Tapan Singhel, who is also Chairman of the General Insurance Council, said the industry’s ‘Cashless Everywhere’ proposal has faced pockets of resistance from the hospital ecosystem.