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Erica and Aaron Parker first had their Loveland, Ohio, home appraised in 2020. The couple expected the house to be valued at the list price of $525,000, but when the initial appraisal came back $60,000 short, the Parkers knew something wasn t right.
In recent years, the United States has experienced the largest homeownership spread since 1890, with 44.6% of Black Americans owning a home compared to 74.2% of whites, a 29.6-point gap.