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Transcripts For CSPAN3 Hearing On Housing Market Home Prices 20220715

However, not everyone has been able to realize the dream of Home Ownership and the pandemic housing boom has made these disparities worse. In fact, while millions of people were able to take advantage of historically low Interest Rates to purchase homes or reinforced finance their mortgages, skyrocketing home prices and other ongoing challenges made it harder for millennials and gen z people of colour and individuals without intergenerational wealth to compete and access Home Ownership. So, while the Federal Reserve estimates that home equity reached a record 27. 8 trillion by early 2022, many qualified would be homebuyers could not partake in this wealth building event. These trends threaten to further widen the already wide racial wealth and Home Ownership gaps nationwide. Black bars are the only group to experience a decline in home purchase lending among bars of colour. For example, in my city of los angeles, the black Home Ownership rate was 34 in 2021, however lower than it was i

Challenges, opportunities for Black real estate agents, home Buyers

Nearly 55 years after the Fair Housing Act was signed into law-which was designed to address discrimination in selling, financing, or renting of any home-Black homeownership still lags behind white

Some Black families are reportedly whitewashing their homes to increase their property values

Some Black families are reportedly whitewashing their homes to increase their property values
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