Unlike subprime loans that were subjected to minimal underwriting standards in the runup to the housing crash and 2007-09 Great Recession, UWM's zero-down loans have to meet criteria set by mortgage giant Freddie Mac.
On the Tucson-based website BlaxFriday.com, an online directory of Black-owned businesses in Arizona, there are nearly 1,500 businesses listed. Fields range from apparel and beauty products to food services, real
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