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Valley First Wealth Planning Specialist and former CFL'er Jay Christensen said, however, there's hope and there's no time like the present to start planning.
Only 30 per cent of Nova Scotians have a pension from their workplace, so most seniors often have to rely on their own savings, and government supplements.
The Quinte Chapter of CARP (Canadian Association for Retired Persons) officially marked its 20th anniversary as part of a nation-wide organization Tuesday with a cake cutting, flag raising and visit by several regional dignitaries.