Covid-19 recovered patients are facing challenges for health and life insurance policy | Covid-19 से रिकवर हुए मरीजों के लिए नई मुश्किल! अब Insurance मिलने में आ रही है दिक्कत india.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from india.com Daily Mail and Mail on Sunday newspapers.
The uncertainty around Covid-19 and developing strains and the rising claims are making insurers jittery about on-boarding Covid-19 patients. Although Covid-19 does not qualify as a chronic disease, the degree of scrutiny is greater for Covid-19 recovered patients
The sum insured varies according to sector and region of operation, size of organization, size and type of data they store and the extent of their cyber exposure.
Reflecting the wide spread of Covid, insurers report a surge in claims from rural regions, too
May 01, 2021
There has also been an increase in the cashless treatment claims - istock.com/Nuthawut Somsuk×
The average claim size is at ₹1.40 lakh, with some going as high as ₹30 lakh Health insurers are reporting a flood of Covid-related claims from across the country, including rural regions, reflecting the spread of the pandemic.
Rapid rise
Till last month, Covid claims had been mainly from urban areas of Delhi, Maharashtra, Uttar Pradhesh, Chhattisgarh, and Bihar as also some from Tamil Nadu and Karnataka.
“However, we now see a surge in claims from rural areas, too, in line with the rapid surge of the Covid-19 pandemic across regions,” Sanjay Datta, Chief-Underwriting, Claims and Reinsurance, ICICI Lombard GIC, told
Covid-19 treatment at home: How to claim insurance, documents required and more
Many Covid-19 patients are opting for home treatment facility offered by hospitals due to a shortage of beds. Any Covid-19 patient with an eligible healthcare insurance plan will be able to claim settlement for treatment at home. Here s all you need to know.
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UPDATED: April 27, 2021 15:28 IST
Individuals who have a Covid-deadicated health insurance policy can claim settlement for home treatment as well. (Photo: Pixabay/Representational image)
People who have tested positive during the second wave are finding it extremely difficult to find beds in hospitals for treatment. Reports emerging from several states suggest that hospitals have been overwhelmed by the sharp rise in Covid-19 cases.