Talk in the hallways here at the MBA Annual in Philly? How about the cost of insurance of all types. Case in point: “What Happens When the Flood Insurance Market Goes Underwater?” The NAR commission legal issues are a big, big deal, possibly impact real estate agents’ commission structure. The cost of credit will be going up, with the evening up of tiers: ask your CRA about it. Buybacks (repurchases) have been a problem for months. Several sales managers have told me that a new reason to touch base with previous clients, besides asking about outstanding 30 percent credit card debt, is LOs reminding previous borrowers about investing their money in a money market or Treasury Direct account and earning 5 percent. The CFPB’s attention, as well as that of other regulators, is on redlining, and we can expect to see fines and penalties due to that. (Today’s podcast can be found here: Sponsored by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite unites the people, systems, and stages of the mortgage process. Hear an interview with Better CEO Vishal Garg and CFO Kevin Ryan on the industry’s inexorable march toward technology, their company’s recent financials, and what they have learned in this market cycle.) Lender and Broker Software, Products, and Services Transactional lenders are being eclipsed by those offering better borrower experiences and an advisory approach to lending. Today’s nine-figure producers are topping the charts with modern, tailored experiences that resonate with clients on a deeper level. Are you ready to transform your mortgage lending game and achieve exceptional volume and profitability? Join TrustEngine on Wednesday, October 25 at 2 pm ET for Part 2 of our Path to Profitability webinar series, where Ben Miller, Ben Miller, EVP, U.S. Mortgage at nCino, and Dave Savage will delve into consultative selling and tech strategies that drive long-term success. Register now to grab a front row seat.