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I’m looking to buy life insurance but I’m due to get my Covid vaccination soon and heard a rumour that this could affect my premiums or policy. Is this true? 
What exclusions, if any, are life insurance companies allowed to impose on new customers to do with coronavirus?
Life insurers may ask questions about whether you've had Covid-19 before you take out a policy. But they won't ask if you've had a Covid-19 jab before signing you up as a member
Angelique Ruzicka, from This is Money, responds: The rumour you are referring to could have come from a fake document that was originally spotted by Allianz in Australia, and which has now also been circulated to clients in the UK.

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