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Covid-19 vaccination will not affect your life insurance

I’m looking to buy life insurance but I’m due to get my Covid vaccination soon and heard a rumour that this could affect my premiums or policy. Is this true?
What exclusions, if any, are life insurance companies allowed to impose on new customers to do with coronavirus?
Life insurers may ask questions about whether you ve had Covid-19 before you take out a policy. But they won t ask if you ve had a Covid-19 jab before signing you up as a member
Angelique Ruzicka, from This is Money, responds: The rumour you are referring to could have come from a fake document that was originally spotted by Allianz in Australia, and which has now also been circulated to clients in the UK. ....

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Do I need over-50s life insurance or can I take out any policy?

I am 52 and have decided that I need to get some life insurance to cover the rest of my mortgage and pay out to my family if I die early.
I have had a look around and seen lots of over-50s products. Is there anything that makes this kind of life insurance better for someone over 50 or could I just take out any life insurance.
We have about £50,000 left on our mortgage which will be paid off in the next six years and I would like the insurance to cover that and also pay out some money if I die at any age before 65. ....

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Changing career: Eight tips for moving job

If you re thinking of a career change because you feel your role is no longer the right fit or the opportunities in your specialist sector are dwindling – you re not alone.
A large chunk of professionals have found themselves in the same boat and have overhauled their career triggered by the pandemic, according to research from TopCV.
Amanda Augustine, careers expert at the CV writing service, says: Whether Covid-19 forced certain individuals to look for work in different industries or it ultimately prompted others to reconsider their work-lives and seek a change, we ve seen a noticeable uptick in professionals making career pivots over the past year, and that trend has continued into 2021. ....

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What will be in the Budget? A giveaway to stoke a post-pandemic recovery

Rishi Sunak: Ready to help stoke a post-lockdown boom
The Government is expected to follow up its successful vaccine programme with a feel-good giveaway Budget to stimulate an economic recovery from the pandemic.
Chancellor Rishi Sunak is apparently prepared to help stoke a post-lockdown boom, and put off tax rises to pay the mammoth Covid-19 bill - at least for a while.
But we might find an open-handed Budget is followed by a more sober Tax Day , a newly-introduced date in the financial calendar scheduled for 23 March, when consultations on future tax raids could be revealed.
These might be trailed for implementation in a (hopefully) post-pandemic April 2022, giving the country plenty of time to think and argue over how the Treasury plans to replenish its coffers. ....

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I am a renter with no children. Do I really need to take out life insurance?

Two life cover experts explain the risks of not having life insurance as a renter
People with mortgages and dependents are much more likely to take out a policy, but some insurers offer cover that is tailored to the needs of tenants
Even if they decide against life insurance, illness and injury cover could help them pay their rent and bills if they are unable to work for health reasons ....

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