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Mortgage rates have continued their downward slide, with multiple deals now available with less than 0.90 per cent interest - but borrowers should watch out for hefty fees. ....
UK mortgage approvals reach 13-year high Lenders in the UK approved more than 100,000 new mortgages in November, the most since the start of the financial crisis in August 2007, according to the Bank of England. The housing market collapsed early in the Covid-19 pandemic in April and May when lockdown restrictions were first imposed. Home buying has increased since then, driven in part by a stamp duty holiday cutting the rate to 0% for all properties under £500,000 which is due to expire at the end of March. Data from the Bank of England shows that lenders approved 104,969 mortgages in November, despite England being in a national lockdown for most of the month. Approvals rose from 98,338 in October. ....