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Buy-to-let mortgage: is it illegal to rent a house out without one?

Buy-to-let mortgage: is it illegal to rent a house out without one?
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How a 'green' home could cut cost of your mortgage


Owners of energy-efficient homes could save hundreds of pounds by opting for a green mortgage – available from a growing number of lenders. Borrowers who plan to improve their home s green credentials may also qualify. 
Green mortgages are deals with special rates that are only available on properties with high levels of energy efficiency. They are designed to incentivise people to buy an efficient home or to refurbish a draughty one. 
There are now more than 25 green mortgages available – from bigger players including Virgin Money, Barclays and Nationwide, as well as smaller building societies such as Dudley and Saffron. 
Eco-nomic: Green mortgages are deals with special rates that are only available on properties with high levels of energy efficiency ....

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