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Can I get a new home loan after a forbearance or refinance?


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Good morning. I’m L.A. Times Business reporter Andrew Khouri, filling in for Rachel Schnalzer to bring you our weekly newsletter.
Mortgage rates have plunged during the COVID-19 pandemic to historical lows, spurring a wave of home refinancing and purchases among people eager to lock in for 30 years an interest rate below 3%.
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At the same time, there has been considerable economic pain. Struggling homeowners have signed up for forbearance programs that allow them to delay mortgage payments. And although there hasn’t yet been a flood of bankruptcies, as some experts expect, that could change. ....

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Republicans meet violent insurrection with calls for unity instead of punishment for Trump


Republicans meet violent insurrection with calls for unity instead of punishment for Trump
By Victoria McGrane Globe Staff,Updated January 12, 2021, 3:51 p.m.
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“The president touched the hot stove on Wednesday and is unlikely to touch it again,” said GOP Senator Roy Blunt. He said he doesn’t think President Trump should resign.Rod Lamkey - Pool via CNP/Associated Press
As House Democrats speed toward impeaching President Trump for a second time, numerous Republicans declared that holding the commander in chief accountable for inciting a violent assault on Congress would further divide the nation and urged their colleagues to turn the page for the sake of unity and healing. ....

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The attack on the Capitol may pose a cybersecurity risk. Here's how


The attack on the Capitol may pose a cybersecurity risk. Here s how
Samantha Masunaga
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A member of the pro-Trump mob that stormed the U.S. Capitol on Wednesday sits in House Speaker Nancy Pelosi s office. (Saul Loeb / AFP/Getty Images)
The pro-Trump mob that stormed the U.S. Capitol s Senate floor and Capitol rotunda on Wednesday may have breached more than just the building s physical security.
Photos show rioters in congressional offices, including that of House Speaker Nancy Pelosi (D-San Francisco). Any computers left on could be vulnerable, and so could papers such as personal schedules or mail that weren t locked away, information security experts said. Sen. Jeff Merkley (D-Ore.) said his office was ransacked and a laptop stolen. An aide to Pelosi said a laptop used only for presentations was snatched from a conference room. ....

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