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Members for a shortterm debt ceiling increase. However, this is very far from a done deal. The market is reacting to the upside, but analysts that im talking to say this is mostly Short Covering by those who were betting that we would go right up to the debt ceiling. So this is a market you want to be extremely careful in. The Dow Jones Industrial average up 237 points. The nasdaq is up 73. A full 2 move. The s p 500 is up 27 points. And while our political leaders try to hammer out the deal, the shutdown and the debt threat is having a very real impact on average americans. Many are fearing about the loans that they have, their savings, their 401 k . So in the next 30 minutes, were going to answer your concerns and your questions. We already have some of them, but you can add to them by going to twitter and facebook facebook, askcnbc. Joining me is michael, president of seaborn Mortgage Corporation along with c nchnbcs Sharon Epperson and jean chatzky. Were so glad to have you here. T

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