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Things to master before you turn 40

It is never too early to begin saving for retirement ....

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19 products we bought from our coworkers' reviews

When I moved into my apartment, getting a mattress was a top priority. The only bed-in-a-box brand I had heard of at the time was Casper, but my coworkers knew the ins and outs of all the brands I had no idea even existed. I tapped into this wealth of knowledge and was ultimately led to Leesa. While it definitely is pricier than some of the other options I considered, I think it s so worth it we spend so much time in our beds that paying more for a super comfortable mattress doesn t seem outrageous. My only qualm is that it makes waking up a little hard, because truly it is so cozy I don t want to get up. ....

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A woman who studied 600 millionaires discovered where you choose to live has 2 effects on your ability to build wealth

A woman who studied 600 millionaires discovered where you choose to live has 2 effects on your ability to build wealth
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© Provided by Business Insider
Living in a home you can easily afford is the key to building wealth. xavierarnau/Getty Images
Your neighborhood plays a huge role in how much you save and spend, according to two researchers who studied millionaires.
If you live in a pricey home in an affluent neighborhood, you re more likely to mirror your neighbor s consumption habits.
This can affect your ability to accumulate wealth over time, as can the home s price most millionaires live in a home they can easily afford, which allows them to save more money. ....

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