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Does travel insurance cover covid? We answer your questions.

Does travel insurance cover covid? We answer your questions.
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Car Insurance Innovations: Telematics, EVs and More


Car Insurance Innovations: Telematics, EVs and More
How much you pay depends on how much of a risk the insurance company perceives you represent. In making that risk assessment they take several factors into account, including what you drive, who you are and even how well you manage your money.
As drivers race into spring, taking a few minutes to think about their auto insurance may save some big money in the end. Not all insurance is made the same, and that leaves opportunities for savvy buyers to save on their coverage.
Before you can start saving, it is important to understand what factors auto insurance companies consider when they come up with that all-important premium quote. ....

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COVID-19 'Mucked Up' Insurance Marketplace, Analyst Says – InsuranceNewsNet


“COVID-19 has mucked up the insurance marketplace as a whole – including private employer-provided plans,” said Michael Giusti, InsuranceQuotes.com analyst.
Giusti outlined a number of key takeaway for health insurance in 2021 in a recent report for Insurancequotes.com.
First, he said, the pandemic made setting premiums especially challenging. Premiums are set based on the previous year’s claims data. Because 2020 was marked by a combination of huge intensive care costs, but almost no preventative care costs, that model was flipped on its head. As a result, median health premium edged up just a percent or two in 2021.
But many in the insurance industry are holding their collective breath as things get back to normal, he noted. A major worry is that deferred care will come crashing through the system by this summer, representing a flood of claims once people are willing to see a doctor again. ....

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