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How to use credit card points and miles for a Maldives vacation


Here s how you can use points and miles from your travel rewards credit cards to get to and stay in the Maldives for a fraction of the usual cost.
We re focused here on the rewards and perks that come with each card. These cards won t be worth it if you re paying interest or late fees. When using a credit card, it s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
How to use credit card rewards for flights to the Maldives
Prior to COVID-19, there were tons of options for getting to the Maldives using award miles. Some of those options have been temporarily limited, while others have been axed permanently. Don t fret, because there are still some truly spectacular options for flying to Malé, the capital, in style. ....

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Coronavirus relief programs in California


You may be eligible for food assistance, rent relief, or low-cost healthcare coverage. 
CalFresh, also called the SNAP program, provides food benefits for low-income households. 
Many Californians are struggling to make ends meet in the face of the pandemic, reckoning with food insecurity, unemployment, and rent payments. 
If you re a Californian who needs a guide to get your financial bearings during the pandemic, we ve compiled a list of available resources for you. To make the most of these opportunities, you have to understand what s out there. 
State-sponsored stimulus payments
In late February 2021, California passed a coronavirus relief package that includes a $600 one-time payment for nearly 6 million people. Not as many people will receive this payment as those who received the federal stimulus payouts, but people like undocumented immigrants who were left out of previous checks will be eligible. Qualified recipients will get the money 45 day ....

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4 lessons I learned from 'The Psychology of Money' by Morgan Housel


1. The magic ingredient in compounding is time 
Compounding helps investors build wealth by generating returns on investments over time. These returns then continue to compound and help grow assets. Compounding is sometimes referred to as earning interest on interest.  
Many of us know that compounding works, but we can t really understand it on a huge scale. Housel delivers some perspective by taking a look at Warren Buffett. 
Buffett is well known as one of the wealthiest investors of all time, but it s not all because of his skill as an investor.
Buffett started investing when he was a kid, at the young age of 10, so his money has had decades to compound. Most of us can t go back in time and fill up investment accounts we never had, but we can start investing now. The longer your money stays in the market, the more it will grow. ....

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