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Why I have 21 credit cards, and how I decide which ones to keep


Why I have 21 credit cards, and how I decide which ones to keep
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Canceling a credit card can impact your credit score.
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This page includes information about the Discover it® Cash Back product, which is currently not available on Insider and may be out of date.
Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. ....

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Delta Platinum Amex card review: Companion certificate and great bonus


Review: Is the Delta SkyMiles Platinum American Express the best credit card for you?
Along with a welcome bonus of 90,000 bonus miles after you spend $3,000 in purchases in the first 3 months from account opening, one Delta SkyMiles® Platinum American Express Card benefit can easily wipe out the annual fee cost (and then some). Each year on your card anniversary, you ll receive a Delta companion certificate to use when you book an eligible paid Delta flight. A companion can come along with you for just the cost of taxes and fees and on expensive routes, the savings can be substantial.
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United Explorer Card review: Earn MileagePlus miles and solid perks


Review: Is the United Explorer the best credit card for you?
The United℠ Explorer Card is a great way to save money and get better access to United awards while earning United MileagePlus miles with every dollar you spend.
Regular United customers will love a free first checked bag for the cardholder and a companion on each trip, a statement credit worth up to $100 every four years for TSA PreCheck or Global Entry, and two one-time passes to the United Club each anniversary year.
The United℠ Explorer Card carries an annual fee of $95, waived the first year, which is on par with other entry-level airline credit cards. Since you ll get $95 in value with the free checked bags in one or two trips each year alone, it s easy to see how this card could be worth it for United flyers. ....

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Delta SkyMiles Gold Amex card review: A great bonus and benefits


Review: Is the Delta SkyMiles Gold American Express card the best credit card for you?
If you travel on Delta, even occasionally, the Delta SkyMiles® Gold American Express Card is worth considering. Along with a welcome bonus of 70,000 bonus miles after you spend $2,000 in purchases in your first 3 months from account opening, cardholders receive perks that can save money and time when they fly Delta including a free first checked bag, priority boarding, and a 20% discount on inflight purchases.
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The Delta SkyMiles® Gold American Express Card has an annual fee of $99, waived for the first year (See Rates), but it s worth it even if you only use the benefits a few times a year. The card also earns 2x miles at restaurants, U.S. supermarkets, and on Delta purchases, and 1 mile per dollar on everything else and Delta miles never expire. ....

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How to earn, redeem, and maximize Delta SkyMiles miles in 2021


Delta miles are easy to earn by flying, with co-branded credit cards, or by transferring Amex points.
You can use Delta miles for flights on Delta or its partners, including Air France and KLM.
The best deals are often through Delta s award sales, and your miles will never expire.
Delta is currently the world s second-largest airline, and if you live in a hub city like Atlanta, New York, or Seattle, it may be your carrier of choice. Because Delta s route network is so ubiquitous inside the US and because Delta SkyMiles are (relatively) easy to get, there are many different options for redeeming your miles with Delta and its partners in the SkyTeam alliance though not all of them offer the best value. ....

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