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Chip Merlin: Do not believe Florida's insurance industry that laws will reduce rates — rates often depend upon Mother Nature, reinsurance rates

Chip Merlin: Do not believe Floridaâs insurance industry that laws will reduce rates â rates often depend upon Mother Nature, reinsurance rates
Most of the property insurance rate increases are occurring all over the country, not just in Florida
Remember how the Florida insurance industry and its lobbyists promised that if AOB reform were passed, insurance rates would drop because AOB litigation was the cause of increased premiums?
Since that law passed, rates have not dropped. Floridians were duped by insurance industry propaganda, and the same insurance industry is promoting more anti-policyholder laws that literally prevent Citizens Property Insurance from asking for a rate decreaseâand some Florida legislators voted yesterday to make it against the law for Citizens Property to ask for a rate decrease! ....

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Thảm họa Schalke 04

Thảm họa Schalke 04
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Southern Africa – Tropical Storm Eloise Flash Update No.1, As of 18 January 2021 - Madagascar

Southern Africa – Tropical Storm Eloise Flash Update No.1, As of 18 January 2021
Format
HIGHLIGHTS
• A new weather system has formed in the south-west Indian Ocean and intensified into a moderate tropical storm, named Eloise, today.
• Tropical Storm Eloise is expected to make landfall in northern Madagascar around 19 to 20 January, bringing heavy rains and flooding.
• Although the storm will probably lose intensity while crossing Madagascar, it may regain strength after reaching the Mozambique Channel.
• Early predictions indicate that Tropical Storm Eloise will likely move towards central Mozambique, making landfall between 23 and 24 January.
SITUATION OVERVIEW
A low-pressure weather system that formed in the south-west Indian Ocean on 14 January has evolved into a moderate tropical storm, named Eloise, and is expected to make landfall in north-eastern Madagascar between 19 and 20 January, according to different weather services. The stor ....

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The Philippines: Responding to a triple crisis

Title
The Philippines: Responding to a triple crisis
28 Dec 2020
© OCHA Philippines/Martin San Diego
In the Philippines, a country with an average of 25 typhoons per year, 21 active volcanos and regular earthquake threats, addressing natural hazards requires a whole-of-society approach.
In many parts of the country, the ground is saturated with water, so even minimal rainfall causes flooding.
In Catanduanes, the 12th-largest island in the Philippines, a family whose livelihood depends on copra – dried coconut meat used to make oils – is struggling to make ends meet. Not only has the price of coconut oil steadily declined since the beginning of the year due to the COVID-19 pandemic, but the family’s coconut trees have been destroyed by the series of typhoons that have hit the area. ....

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