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Best no-penalty CD rates for June 2021 Bankrate 1 hr ago
CDs usually have one characteristic that people don t like: penalties.
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Best no-penalty CD rates for June 2021
1. Ally Bank: 0.50% APY, $0 minimum deposit
Ally is an online bank that was formed out of the GMAC Bank. Ally offers an 11-month no-penalty CD with no minimum opening deposit ($0.01).
Ally also offers a Raise Your Rate CD in terms of two years and four years, as well as standard CDs in different terms.
Term
11-month
2. Marcus by Goldman Sachs: up to 0.45% APY, $500 minimum deposit
Marcus by Goldman Sachs offers three terms of no-penalty CDs: seven months, 11 months and 13 months.
Very low APY if you don t meet requirements
Minority-led credit union with nine branches in Maryland (Baltimore, Catonsville, Dundalk, Pikesville, Randallstown)
5,000 shared branches in the CO-OP network
Earn high interest rates when you link RealSaver to either a CashBack Checking or RewardChecking account; linked checking account must have at least 12 debit card transactions, have at least one direct deposit, and enroll in e-statements to earn the high rate for that month
Earn 0.75% on balances up to $20,000 when requirements are met, and 0.15% on balances over $20,000
Earn 0.05% on all balances on months when requirements are not met
Interest compounded monthly, paid monthly
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