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Very low APY if you don t meet requirements Minority-led credit union with nine branches in Maryland (Baltimore, Catonsville, Dundalk, Pikesville, Randallstown) 5,000 shared branches in the CO-OP network Earn high interest rates when you link RealSaver to either a CashBack Checking or RewardChecking account; linked checking account must have at least 12 debit card transactions, have at least one direct deposit, and enroll in e-statements to earn the high rate for that month Earn 0.75% on balances up to $20,000 when requirements are met, and 0.15% on balances over $20,000 Earn 0.05% on all balances on months when requirements are not met Interest compounded monthly, paid monthly ....