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Simplifying Nigeria's Payment System

Obinna Chima writes on the benefits of the recently introduced Nigeria Quick Response Code in the country, which is expected to improve settlement, promote financial inclusion, help bring cash-related activities into the ecosystem for a better economy and reduce the cost of processing cash
There is no doubt that over the years, Nigeria has made noticeable progress in its desire to create a robust payment system through several reforms targeted at restoring confidence in the system.
Indeed, a sound payment system infrastructure, where operators and customers can transact business with confidence and convenience, trust and timeliness, underpins many of these reforms. ....

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NQR code payment system launches in Nigeria

Nigeria Inter-Bank Settlement System Plc (NIBSS) today announced the launch of the NQR payment solution; an innovative payment platform implemented on behalf of all financial service providers. The New Quick Response code solution offers a robust platform that delivers instant value for P2B and P2P transactions by simply scanning to pay. It is a solution that will unify the available closed QR Code schemes in the country for consistent user experience and accelerated digital adoption.
This Payment Solution designed to be “low cost” for merchants would see shoppers scan a QR code generated by a seller to pay for an item. Each code will have unique details containing the information relating to the transaction and would link with a customer’s Banking App, already enabled on their smartphone. ....

Temidayo Adekanye , Niyi Ajao , Christabel Onyejekwe , Aishah Ahmad , Bank Settlement System Plc , Bank Settlement System , Financial Systems Stability Central Bank , Business Development , Nigeria Inter Bank Settlement System Plc , New Quick Response , Payment Solution , Banking App , Deputy Governor , Regulatory Framework , Sandbox Operations , Open Banking , Chief Risk Officer , Nigeria Inter Bank Settlement System , Executive Director , Premier Oiwoh , Deputy Managing Director , Nigeria Quick Response , வங்கி தீர்வு அமைப்பு ப்ல் , வங்கி தீர்வு அமைப்பு , நிதி அமைப்புகள் ஸ்திரத்தன்மை மைய வங்கி , வணிக வளர்ச்சி ,