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Plaintiffs in Some States Defy Insurer Winning Streak in COVID Lawsuits


Plaintiffs in Some States Defy Insurer Winning Streak in COVID Lawsuits
To anyone keeping score, it appears that insurers are crushing policyholders who sued for business income lost because of COVID-19 restrictions.
As of Tuesday, insurers had won 147 motions for dismal or summary judgment in state and federal courts, according to a litigation tracker maintained by the University of Pennsylvania’s Carey Law School. Policyholders had won only 34 cases in early rounds less than one out of five.
But if you look closer, glaring outliers emerge.
In Ohio, insurers had won only two of 11 motions to dismiss or for summary judgment, as of Tuesday. In one case, Henderson Road Restaurant Systems et al v. Zurich American Insurance Co., a federal judge actually granted summary judgment in favor of the policyholder. ....

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Neptune Flood, Acadian Managers to Offer Flood Insurance in Louisiana


Neptune Flood, Acadian Managers to Offer Flood Insurance in Louisiana
February 8, 2021
Neptune Flood, an AI-driven flood insurance company, has partnered with Acadian Managers (Acadian) to offer flood insurance coverage through Acadian’s network of independent agents to homeowners throughout Louisiana.
Acadian is a general agency providing property coverage through State National Fire Insurance Co., Ocean Harbor Insurance Co., and a Lloyd’s of London market underwritten by Chubb Ltd. Acadian’s online platform allows agents to quote and bind property coverage within minutes for most customers.
The Neptune Flood policy meets all the rules for bank mandatory acceptance and has optional enhancement coverage that the National Flood Insurance Program (NFIP) doesn’t have such as coverage for temporary living expenses, unattached structures, pool repair and refill and more. ....

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