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6 Legal Documents That Most Retirees Don’t Have Chris Kissell © DiMedia / Shutterstock.com A majority of retirees 53% have a last will and testament. But most lack six other crucial legal documents. Popular Searches 32% have a power of attorney or medical proxy, which allows designated people to make medical decisions on the retiree’s behalf. 30% have an advance directive or living will, which communicates their end-of-life medical preferences to health care providers. 28% have designated a power of attorney to make financial decisions on their behalf. 19% have written funeral and burial arrangements. 18% have filled out a Health Insurance Portability and Accountability Act (HIPAA) waiver, which allows designated people to speak to health care and insurance providers on the retiree’s behalf.

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