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Readers Write: The risks of simple investing, Minneapolis charter, fighting, teaching during a pandemic, Alzheimer s disease Can you really be a Couch Potato ? February 15, 2021 6:00pm Text size Copy shortlink: The Couch Potato low-cost portfolio described by Scott Burns ( How simple can pay off, Jan. 27) concludes that you can do nothing and everything will work out. He does not disclose what the investments were or exactly how the calculations were done. The conclusions may lead a reader to act on this to her detriment. Using his assumptions, I recalculated the 20-year performance results of the 10 largest stock mutual funds as of 2000. Included are both actively and passively managed funds. These are likely to be the most widely used fund investments. Performance is from Morningstar and Yahoo Finance. Burns appears to increase the withdrawals by the rate of inflation. His average wi ....