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Updated Feb 10, 2021 | 12:15 IST
In order to choose the best-suited product for yourself, you need to understand the merits and demerits of both products. Here are the merits and demerits of both ELSS and Ulip.
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New Delhi: As the Union Budget 2021-22 has proposed to tax maturity proceeds of unit-linked insurance plans (Ulips) where the annual premium is more than Rs 2.5 lakh, the attractiveness of Ulips for high net worth individuals has ended. However, as Section 80C of Income Tax Act provides deductions up to Rs 1.5 lakh on both Ulips and equity-linked savings schemes (ELSS) of mutual funds, where should you invest in the coming financial year to save tax. In order to choose the best-suited product for yourself, you need to understand the merits and demerits of both products. Here are the merits and demerits of both ELSS and Ulip. ....

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