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HUF is a distinct legal entity and can own property in its name. Thus the property in HUF does not belong to you absolutely and belongs to all the members of the HUF. ....
As far as your eligibility for a third home loan is concerned, lenders normally consider 40-45% of your take-home salary as available for servicing the home loan. ....
Before you take the decision to repay the home loan you need to take into account the future needs for funds for known reasons as well as for any emergency. ....
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