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Paytm, PhonePe, Google Pay, other mobile wallets to be interoperable from April 2022


Paytm, PhonePe, Google Pay, other mobile wallets to be interoperable from April 2022
Beginning April 2022, a mobile wallet user, who is fully vetted and has fulfilled all KYC norms, will be able to send and receive money from various mobile wallets
BusinessToday.In | May 20, 2021 | Updated 11:57 IST
The RBI had first issued guidelines for the adoption of interoperability on a voluntary basis for full-KYC PPIs in October 2018
The Reserve Bank of India (RBI) has issued a circular asking all licensed prepaid payment instruments (PPIs) or mobile wallets such as PhonePe, Paytm, Google Pay and Mobikwik, to be interoperable from FY23.
This implies that beginning April 2022, a mobile wallet user, who is fully vetted and has fulfilled all KYC norms, will be able to send and receive money from various mobile wallets. ....

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How to Avoid Online Payment Fraud While Using UPI Apps, E-Wallets


How to Avoid Online Payment Fraud While Using UPI Apps, E-Wallets
Online payment frauds aren’t affecting people in rural areas but also their counterparts in urban India.
By Jagmeet Singh | Updated: 7 March 2021 11:59 IST
Photo Credit: Pexels/ Anete Lusina
Online payments frauds are getting more common as transaction volumes grow
Highlights
Individuals should avoid engaging with strangers
Unknown banking and UPI apps shouldn’t be installed
Avoiding online payment fraud while using UPI apps or e-wallets is becoming increasingly difficult with the growing volume of online transaction in India. Total number of transactions made through the Unified Payments Interface (UPI) in February 2021 was 2.29 billion, according to data provided by the National Payments Corporation of India (NPCI). And as more people make payments using UPI apps and e-wallets in the country, the incidences of online fraud grow. Scammers continu ....

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