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9 Products You Don't Want to Buy Cheap


9 Products You Don’t Want to Buy Cheap
Photo: Nopphon 1987 (Shutterstock)
The truism “you get what you pay for” can be downright generous for household items bought on the cheap, and some items are so poorly made that they cost you more in the long run compared to a pricier, better-made versions. The following items shouldn’t be bought at bargain-basement prices, if you can help it.
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Photo: Olga Shestakova (Shutterstock)
Discount battery manufacturers make poorly-made batteries with substandard seals that can leak and ruin the devices they power. Top-end batteries are less likely to leak less, and if they do, the premium brands will typically offer you a replacement. Cheap batteries are usually made from carbon-zinc which doesn’t last as long as alkaline batteries. You might even see a “use for low-drain devices” disclaimer on the packaging, which should tell you a lot. ....

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Social Statement Mishloach Manos


Eleventh hour mishloach manos makers submitted their questions
 
W
hat happened to the good old days of giving an apple and an orange in a cellophane bag? What happened to the good old days of stapling a paper plate at the corners to look like a hamentash and calling it a day?
No one remembers those days, but they must have been around if we can’t stop talking about them. These days, your mishloach manos are as much of a social statement as the costumes your kids wear, and it’s important to get it right.
Eleventh hour mishloach manos makers submitted their questions. ....

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How to Get Relief With Your Federally Backed Mortgages


How to Get Relief With Your Federally Backed Mortgages
Photo: Ziga Plahutar (Getty Images)
To help homeowners facing expiring mortgage forbearance, the Department of Housing and Urban Development (HUD) announced another extension of the eviction moratorium and availability of forbearance relief for federally-backed FHA, USDA and VA home loans to June 30, 2021. Additionally, borrowers in forbearance before that date can qualify for an extension totaling six months.
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This follows a Federal Housing Finance Agency announcement that borrowers with mortgages backed by Fannie Mae and Freddie Mac also qualify for a three-month forbearance extension, for a total of 15 months of coverage. Also for these mortgages, moratoriums on single-family foreclosures and real estate owned (REO) evictions have been extended by one month, until March 31. (Here’s a breakdown on the difference between all these loan types, if you need a refresher). ....

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