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Northern European banks release provisions but not so for lenders in the south


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6 May, 2021
Author
Jon ReesFrancis Garrido
Banks in northern Europe have begun to make impairment releases after front-loading loan loss provisions in 2020 due to the COVID-19 pandemic, but the same is unlikely to happen soon with southern European banks, analysts said.
Northern European banks increased their loan loss provisions in their year-end results 2020, said Osman Sattar, analyst at S&P Global Ratings. We saw at the year-end that the uptick in provisions were higher particularly in U.K., Ireland and Netherlands banks and not as high in some of the Italian and Spanish banks, he said.
Sattar s base-case scenario of widespread vaccine take-up by the third quarter of 2021, along with the assumption that variants of the COVID-19 virus do not derail the gradual lifting of lockdown measures, could see further provision releases in northern European banks. ....

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European banks' loan loss provisions set to decline in 2021 after 2020 peak


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12 Apr, 2021
Author
Vanya DamyanovaRehan Ahmad
Loan loss provisions at major European banks should record a moderate decline in 2021 after peaking in the immediate aftermath of the COVID-19 outbreak in 2020, but are not likely to drop below pre-pandemic levels before 2022, credit rating analysts said.
A key factor affecting provision levels as economies recover will be the withdrawal of government and bank support schemes that bridged the short-term liquidity of pandemic-impacted borrowers, according to analysts at S&P Global Ratings, Fitch Ratings and DBRS Morningstar. As the schemes are wound down, credit loss provision levels may fluctuate as banks cope with an increase in bad loans. ....

Perney Guillot , Banco Bilbao Vizcaya Argentaria , Osman Sattar , Fitch Quina , Olivia Perney Guillot , Rafael Quina , Maria Rivas , Nordea Bank Abp , Fitch Ratings , Credit Suisse Group , Deutsche Bank , Danske Bank , Lloyds Banking Group , Natwest Group , Barclays Plc , Banco Santander , Svenska Handelsbanken , Unicredit Spa , Suisse Group , France Based Natixis , Covid 19 , Corona Virus , ஆஸ்மந் சத்தார் , மரியா ரீவஸ் , ஃபிட்ச் ரேடிஂக்ஸ் , கடன் ஸ்யூயி குழு ,

Global bank credit losses for banks may total $1.8 trillion: S&P


Global bank credit losses for banks may total $1.8 trillion: S&P
ANI |
Updated: Feb 03, 2021 11:35 IST
Singapore, February 3 (ANI): S&P Global Ratings on Wednesday lowered its forecast of credit losses for banks globally at 1.8 trillion dollars in 2020 and 2021, down 15 per cent from its previous estimate of 2.1 trillion dollars in July 2020.
We expect that final 2020 data will show credit losses of close to 900 billion dollars, a third lower than our previous forecast. And we now forecast a similar level of credit losses in 2021 at around 910 billion dollars a rise of 10 per cent from our previous forecast, said S&P Global Ratings credit analyst Osman Sattar. ....

Osman Sattar , ஆஸ்மந் சத்தார் ,

Gloomy uncertainty for European banks' provisions despite promising Q3 decline


Author
Vanya DamyanovaRehan Ahmad
Third-quarter loan loss provisions at Europe s largest banks dropped from second-quarter highs but analysts expect increases to resume in the fourth quarter and early 2021 as the COVID-19 impact, delayed by loan moratoriums and government aid schemes, hits the sector.
Loan loss provisions fell at all 25 of Europe s largest banks in the third quarter, with 15 registering quarter-over-quarter drops of 50% or more, S&P Global Market Intelligence data shows. Finland-headquartered Nordea Bank Abp, Belgium-based KBC Group NV and U.K. banks NatWest Group PLC, Lloyds Banking Group PLC and HSBC Holdings PLC booked the steepest drops of more than 80%. ....

Osman Sattar , Nordea Bank Abp , Lloyds Banking Group , Natwest Group , Resolution Board , ஆஸ்மந் சத்தார் , லாயிட்ஸ் வங்கி குழு , தீர்மானம் பலகை ,