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United Way, Capital Good Fund offer Crisis Relief Loans


United Way, Capital Good Fund offer Crisis Relief Loans
Crisis relief loans being offered by United Way, Capital Good Fund
FOX 26 Reporter Heather Sullivan has some smart sense on how you can get some help if you re facing a crisis following the big freeze and the COVID-19 pandemic.
HOUSTON - New help is available for people struggling financially from the pandemic and winter freeze. The United Way is partnering with non-profit Capital Good Fund to offer small, low-interest Crisis Relief Loans.
Borrowers can use the loans for almost any necessity, receive financial coaching, and don t have to have good credit to qualify. The loans were introduced in the Dallas area last November, and are now coming to Houston.  ....

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Predatory lenders want Pritzker to veto a limit on triple digit interest rates


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Unsplash / The New York Public Library
Among the flurry of bills passed in the five-day January lame duck session in Springfield was the Predatory Loan Prevention Act, a measure that would cap interest rates for consumer loans under $40,000 such as payday loans, installment loans, and auto title loans at 36 percent. These types of loans often trap consumers in cycles of debt, exacerbate bad credit, lead to bankruptcy, and deepen the racial wealth gap. Some 40 percent of borrowers ultimately default on repaying such loans. The new regulation was in a package of bills advanced by the Legislative Black Caucus as part of its four pillars of racial justice reforms in economic policy, criminal justice, education, and health care. ....

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Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House


Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House
Heartland Alliance: Historic legislation to prevent predatory loans passing Illinois House
SPRINGFIELD, Ill., Jan. 12, 2021 /PRNewswire-PRWeb/ The Illinois House of Representatives passed the Predatory Loan Prevention Act, which if passed by the Senate, would implement a 36 percent interest rate cap on consumer loans, including payday and car title loans. The legislation passed with a bipartisan vote, without a single member voting no. It is part of an omnibus economic equity bill, one of the Illinois Legislative Black Caucus four pillars, sponsored by Rep. Sonya Harper.
In Illinois, the average annual percentage rate (APR) on a payday loan is 297 percent, and the average APR on an auto title loan is 179 percent. Federal law already protects active-duty military with a 36 percent APR cap. This bill would extend the same protection to Illinois veterans and all other consumers. ....

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Haefele Flanagan and Trilogy Partners Announce New Affiliation


Haefele Flanagan and Trilogy Partners Announce New Affiliation
Haefele Flanagan and Trilogy Partners Announce New Affiliation
Haefele Flanagan, an expert accounting and advisory firm, and Trilogy Partners, a business consulting firm, announce their affiliation today, with a goal of providing complementary services for the benefit of their combined client base.
The new affiliation is designed to provide stronger outcomes for each companys clients, whom now have access to holistic business advisory services from strategy through finance.
Working with the Haefele Flanagan team, we can reach privately-held companies, family-owned businesses, and nonprofit organizations to better meet and exceed their potential, in both the fundamental and the behavioral aspects of business, said Hal Levenson, Founder and Chief Visionary Officer of Trilogy Partners. ....

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