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U.S. Cities Where People Are Spending the Most (and Least) on Housing Residents in some cities are paying double the housing costs found elsewhere. Editor s Note: This story originally appeared on SmartAsset.com. Average monthly housing costs across the 50 largest U.S. cities are $1,268, or about 14% higher than median monthly housing costs nationally ($1,112). Additionally, residents spend an average of 23.88% of their annual pre-tax income on housing costs in those cities, while the average American spends 20.31%. Though large cities are often more expensive when it comes to housing not to mention other living costs such as transportation and food some cities are more expensive than others. ....