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UPI to remain free: Prime Minister Narendra Modi had earlier hailed the achievement of Unified Payments Interface (UPI) transactions crossing 6 billion in July the highest ever since its launch six years back. ....
Highlights It is developed by NPCI. It is an RBI regulated entity. New Delhi: Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), which is an RBI regulated entity. UPI is built over the IMPS infrastructure and allows you to instantly transfer money between any two parties bank accounts. In other words, UPI is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. Users can immediate money transfer through mobile device round the clock and throughout the year. UPI is available on Android and iOS platform. ....