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许闲：惠民保的三个阶段和三方共赢

许闲：惠民保的三个阶段和三方共赢
fudan.edu.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from fudan.edu.cn Daily Mail and Mail on Sunday newspapers.

Paula Pratt Whitney , Pratt Whitney , Countrya Medical Health , Management Service , Central Committee , Waste Management Paula Agency , Management Committee , Waste Management Paul , Guangdong Province Shenzhen , Jiangsu Province Nanjing , Medical Paul , Guangdong Province Zhuhai , Guangzhou Waste Management Paul , Dot City , Waste Management Paul Market , China Features , Medical Security Act , Waste Management Medical Bulgaria , Medical Minsheng , New Crown , Medical Health , New Blue Ocean , Mining New , Country Medical , Shenzhen Zhuhai Shanghai , Social Security ,

惠民保逐步走上规范化发展道路 产品设计应更符合当地保障需求

惠民保逐步走上规范化发展道路产品设计应更符合当地保障需求
jrj.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from jrj.com.cn Daily Mail and Mail on Sunday newspapers.

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"惠民保"迎来爆发之年-千龙网·中国首都网

根据公开数据，今年上半年惠民保参保人数和保费已超过2020年全年，在20省63个地区落地，超过5300万人参保，揽获50亿元保费。过去1年半，惠民保合计参保人数超9300万，总保费超过100亿元。
为何各地纷纷推出惠民保产品？助力“建立多层次医疗保障体系”成为惠民保不断涌现的动力。2020年3月，中共中央、国务院印发《关于深化医疗保障制度改革的意见》，提出“促进多层次医疗保障体系发展”，要求加快发展商业健康保险，丰富健康保险产品供给。
不同于市面上的商业健康险，各城市的“惠民保”产品健康告知相当宽松，“既往症可保可赔”成为多数惠民保产品的主打卖点，并在保障范围、特药报销、增值服务等方面各有特色。
由于参保人员重度重合，惠民保冲击百万医疗险不小的市场份额，消费者产生了“有惠民保是否还需要� ....

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惠民保"来势汹汹" 饕餮百万医疗市场超三成份额_保险_金融频道首页_财经网 - CAIJING.COM.CN

惠民保"来势汹汹" 饕餮百万医疗市场超三成份额_保险_金融频道首页_财经网 - CAIJING.COM.CN
caijing.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from caijing.com.cn Daily Mail and Mail on Sunday newspapers.

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惠民保参保人超5700万 _杭州网金融频道

保险业数字化背景下，各类保险产品迭代加速，创新频出。在短期医疗险领域，继此前的百万医疗险引爆市场之后，惠民保接力产品创新大旗，参保人数持续飙增。
目前，虽然监管部门暂未披露惠民保的参保总人数。不过，据国泰君安研究团队测算，截至2021年5月末，全国惠民保累计参保5600万人，参保人5个月暴增约40%。另据沪惠保官方微信公众号披露的数据，6月单月，沪惠保参保人数超百万人，若叠加京惠保等各地惠民保新增参保人，目前全国惠民保参保人数远超5700万人。
引人注意的是，随着惠民保参保人数持续增长，其已对百万医疗险的市场份额形成“吞噬”之势。中信建投分析师赵然表示，在当前重疾险面临销售瓶颈的背景下，惠民保对百万医疗险形成替代效应，仅2020年就冲击了百万医疗险约30.8%的市场份额。
低保费、宽门� ....

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