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Mrin Agarwal says: “The portal is best for situations where you do not know where the money is after death because if you know the bank details then, you can always approach the bank directly and start the claim process. But in the cases where you do not know about the unclaimed amount, the portal becomes more helpful.” ....
Depositors can view information relating to their unclaimed deposits on Udgam portal which was created in collaboration with Reserve Bank Information Technology (ReBIT), Indian Financial Technology & Allied Services (IFTAS), and other institutions ....